Coordinated CFO impersonation with AI voice across email and phone
Why it matters
An email + AI voicemail combo can authorize an out-of-band wire faster than verification catches it. Voice models trained on public earnings calls and conference panels are indistinguishable from the real CFO to anyone outside the executive team.
Behavior to train
Any out-of-band wire request from an executive triggers a passphrase challenge or live video confirmation, regardless of caller-ID. No exceptions for 'this once, it's urgent'.
Why it's plausible here
Acme's CFO has 8+ recorded appearances on YouTube and podcasts in the last 18 months, more than enough audio for any open-source voice model. AP processes wire requests flagged 'urgent, close of quarter' within a 4-hour SLA, leaving little time for verification once the request lands.
